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As I mentioned in the introduction to this guide, just about any business can be a passive source of income if youre not putting much time into it. Usually, that means hiring people to do the job for you. But some types of businesses expect a lot less work than others, and you may not need to put in more than a few hours each week.

MobileXpression certainly is not going to make you rich, but it can easily get you an additional $50 per year with essentially no effort. Youll download their app to your smartphone and theyll access your browsing data, which they use for study purposes. Each week youll earn 5 credits.

Youll also receive a bonus when you first sign up. Ive been using it for a while now and Ive earned several gift cards so far. .

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Royalty Exchange is a marketplace where you can invest in royalties. Artists and musicians can raise money by selling the royalties to their job. As an investor, you can earn money passively from the investment.

Paribus is a free program that will automatically hunt for refunds which are owed to you. When you make a purchase from a store/website which has a price match guarantee Paribus will seek out a lesser price, and if it finds one it will help you to get a refund for the difference.

If the shipments are overdue, Paribus can allow you find out this here to find compensation for it. .

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AHP buys distressed mortgages to prevent foreclosure, using investor money. Investors receive up to 12% returns and are paid every month. I havent personally invested with AHP, but that I did a little research and found many men and women who had favorable experiences with the investment. Its currently closed for new investors, but there is a wait list available for their next fund.

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I signed up to the wait list and plan to invest a small amount when it becomes available again. .

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Netspend delivers prepaid debit cards, that are often used by people who dont have bank accounts. That may not be of interest to you. But a side benefit is that if you have a pre-paid card you can also install an FDIC-insured savings account together with Netspend that pays 5% interest.

You can have multiple accounts, apparently up to 6 for $6,000 total. For a much more detailed look at this, please see How Im Getting 5% Interest on FDIC-Insured Savings Accounts. .

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After reading through this listing, decide on a few that seem like a good match for you. The sooner you begin with passive income that the sooner youll be making money, and youll have to re-invest. There is definitely some low-hanging fruit on this list that's easy to get, even if you don't have money to invest. .

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